WHY CHOOSE BMTC FINANCIAL PLANNING
Our structure is able to access all the top funds and fund managers in South Africa. BMTC is also able to access investment portfolio solutions that are not readily available on standard retail platforms. Furthermore , once you have signed the Analytics Consulting investment mandate, BMTC and Analytics Consulting will have the authority to manage your investment on a discretionary basis on your behalf, subject to your portfolios’ predetermined investment mandate and the decisions made by the investment committee. This enables us to manage your investment effectively without having to revert to you every time that we need to make necessary changes to your portfolios in your best interest.
By investing in unit trust funds,other that in extraordinary circumstances you are able to switch out of your investment portfolio within 2 – 5 days. As is the case with your current investment, your investment may however still be subject to certain regulatory liquidity constraints.
CAPITAL GAINS TAX
As you may be aware Capital Gains Tax(CGT) may be incurred whenever we change your portfolio, unless you are invested in the portfolio through a pre- or post- retirement fund product. It is important to therefore note that CGT event could be incurred by certain investors whenever we make changes to their investment portfolios. We do however believe that it is unwise to delay making necessary changes to your portfolio merely to avoid CGT accruals. On an annual basis, Investec and Glacier will notify all relevant investors of the CGT that has been incurred on their portfolios.
At any point in time you will be able to determine the performance of your portfolio and the actual composition of you investment portfolio.
After careful consideration, Investec and Glacier has-been selected to provide the legal framework for the BMTC portfolios and to at as administrators of the portfolio. Investec and Glacier have many years of experience and technical expertise and strong administrative capabilities.
One of the greatest challenges for financial advisors today is selecting the most appropriate unit trusts to include in a portfolio.
BENEFITS OF INVESTING WITH BMTC
BMTC and Analytics Consulting is an independent investment consulting product development business that provides investment consulting services and bespoke product solutions to the top investment management businesses in South Africa. It originates from the Investec Stable and includes technical specialists who have worked for some of the top financial services businesses in South Africa, including Allan Gray, RMB, Stanlib, Momentum and Stonehage.
BMTC and Analytics Consulting have established a range of investment portfolios which will facilitate the active management of our client’s capital.
The portfolios are pro-actively managed by an investment committee comprised of a number of investment specialists with proven track records. Analytics Consulting acts as the investment manager of the investment committee and BMTC will act as advisors to the investment committee. We believe that the combination of skills within the investment committee brings a positive cutting edge dynamic to our offering.
The BMTC portfolios are subject to rigorous quantitive and quantitative analysis that facilitates the selection of quality unit trust funds within the portfolios.
The investment process is aimed at providing the client with a scientifically designed risk profiled balanced portfolio that is robust yet dynamic in terms of adapting to changes in investment market cycles. BMTC will manage the investment portfolios with risk profiles that are matched to the typical risk and return needs of cautious and moderate investors.
BMTC OFFERS CAUTIOUS AND MODERATE PORTFOLIO OPTIONS
Each of the portfolios will have a predetermined strategic asset allocation that is monitored on an ongoing basis to maintain each risk profile. In addition to the strategic asset allocation, the Investment committee monitors the macro economic environment with a view to determining wether tactical asset allocation changes are necessary.
YOUR SUCCESS IS OUR SUCCESS LETS PARTNER
TOGETHER FOR GROWTH CONTACT:
STEPHEN BROWN or
ROZANNE MARAIS on
+27 463 4433 +27 463 4598